Psi — pay, save, invest
Let your money flow
Pay bills, build savings, and start investing all in one click. Psi helps you organize cash flow and build wealth automatically.
Built for stress-free financial health.
Bills first
Pay what you owe first. This always takes priority. We aggregate all of your bills, from credit cards to Venmo requests, and calculate a single lump-sum amount so nothing gets missed and everything stays on track.
Savings next
Set your savings goals and choose the percentage you want to allocate. We prioritize savings next and help you find the best available rates. Connect your existing savings account, or use Psi AI when it launches to optimize your saving potential.
Invest the rest
Investing comes last and uses what is left after bills and savings. The goal is to make investing effortless. Connect your current investment account, or invest with Psi in our portfolio and watch your net worth grow over time.
You graduate. You get a job. You start making money.
And suddenly, you are expected to know what to do with it.
No one really explains how. You are told to be an adult. To save. To invest. To build wealth. Everyone has an opinion, a strategy, a rule you should follow.
It is overwhelming.
There are endless tools, advice threads, and financial “experts” telling you what is right and what is wrong. But in all the noise, the basics get lost.
The truth is simpler than it seems. The order matters.
You pay your bills first. You save next. Then you invest what is left.
Psi is built around this order.
We are not here to overwhelm you with options or ask you to become a finance expert. We are here to help you build the right financial habits, in the right sequence, automatically.
Psi is a habit-stacking system for your money. One that removes friction, creates consistency, and makes progress feel natural.
When your financial foundation is set up correctly, investing stops feeling scary. Growth stops feeling optional. And your money starts working the way it should.
Psi was built to help you build habits that last.
So you are not just making money. You are building wealth.
Meet the Founders
Hi, I’m Sophie
I graduated from the University of Texas McCombs School of Business in 2022 with a background in marketing and sales. Early in my career, I became fascinated by how people build habits and make decisions, especially when it comes to money. I am building Psi to make finances feel clear, approachable, and human. My goal is to help people build strong financial habits in the right order, so they can feel confident, in control, and excited about growing their money.
Hi, I’m Rohan
I graduated from the University of Texas McCombs School of Business in 2022 with a degree in finance and currently work in wealth management. I have experience in investing and building financial systems that help people grow long-term wealth. Psi is built to remove the intimidation around investing by focusing on simple, structured systems. I want to help younger people start earlier, build strong foundations, and create financial freedom over time.
Get in Touch
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